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Laurie Rosenbaum Williams: Senior Counsel: Travelers Insurance Company.(50 Leading Business Women 2007): An article from: Mississippi Business Journal
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Mooney sees futures contract as quake cushion. (Insurance Information Institute Senior Vice President and Economist Sean, futures contract for the insurance ... & Casualty-Risk & Benefits Management
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High-tech is now high stakes for senior insurance executives.(Column): An article from: National Underwriter Property & Casualty-Risk & Benefits Management
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Seniors safer at Hartford's House. (ITT Hartford Insurance Group's film detailing safe homes for the elderly): An article from: National Underwriter Property & Casualty-Risk & Benefits Management
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22 Low Cost Health Insurance for Seniors

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The senior citizens of this country are extremely important to society, with their experiences and advice assisting the young and shaping their futures. However, the care of our seniors is in crisis, with rising costs of both medications required for the elderly and insurance above and beyond the meager provisions of Medicare. Finding low cost health insurance for seniors can be a very difficult task and at times may even seem impossible. However, there is always a solution, and the need for low cost health insurance for seniors is one reason to seek those answers.

As most of us are aware, senior citizens are often living on the fixed income provided by Social Security. This extremely minimal income is sometimes not even enough to cover living expenses, and many of our seniors have been forced to keep a part time job to supplement these monthly checks just to make ends meet. In the near future, it is expected that even this source of income will run dry. Governmental health care programs like Medicare can assist with the outrageous cost of medication and doctor care that are often necessary for people as they cross the bridge into retirement and aging. However, there are many medications much too expensive for Medicare to cover efficiently, and others may not be covered at all. This means that it is important to secure additional low cost health insurance for seniors.

While there are programs available to assist in covering the additional cost of expensive meds and doctor visits that are not covered by Medicare, many of these programs are quite expensive and only become more so as the individual who is covered ages. However, it is most likely still within the senior’s best interest to secure the additional health coverage, as it will still save money over the outrageous medication price. The best options in most instances for low cost health insurance for seniors is to explore the “pennies-a-day” options frequently advertised. You may be able to consult your doctor for more information and suggestions for such programs. Often, you’ll find the doctor’s office ready and willing to assist, knowing that the use of the additional insurance will make it much easier to secure payment.

Whatever additional health insurance for seniors you decide to purchase, read the policy carefully before signing the bottom line. It is most important to know what the policy entails, what is covered, what the premium is and will be in the future, and how frequent the increases will be. With limited income, low cost health insurance for seniors is often the only way to make ends meet.





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Attacks a setback for tourism, hospitality biz - Livemint


Attacks a setback for tourism, hospitality biz
Livemint, India - Nov 27, 2008
Indeed governments in Australia, New Zealand, Britain, France, Canada and the US issued travel advisories to their citizens considering travel to India. ...

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Share the Warmth needs more children's coats - Ithaca Journal


Share the Warmth needs more children's coats
Ithaca Journal, NY - Nov 29, 2008
Deep snow and icy sidewalks are dangerous for everyone but especially for senior citizens. Many seniors are not able to remove the snow from their sidewalks ...

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Senior Calendar of Events - Fort Worth Star Telegram


Senior Calendar of Events
Fort Worth Star Telegram, TX - Nov 25, 2008
Senior Citizens Alliance of Tarrant County, Inc., the first Wednesday of every month at 10:00 am in a special meeting room at the Golden Corral Restaurant, ...

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Thai protesters reinforce besieged airports - The Canadian Press


The Canadian Press

Thai protesters reinforce besieged airports
The Canadian Press,  Thailand - 8 hours ago
McDonald said on the weekend that many people in the group are running short of medication and some have seen their travel insurance expire. ...

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Obama’s jobs plan could echo FDR’s - Providence Journal


Providence Journal

Obama’s jobs plan could echo FDR’s
Providence Journal, RI - Nov 28, 2008
She pursued internships, including filmmaking, and got to meet Lee and travel to India. She’s now working on her senior thesis by producing a documentary, ...

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